Decisions get made on evidence
Hiring, pricing, expansion and equipment decisions modelled before the commitment, not justified after it.
CFO Advisory
The financial brain of a bigger company, at the size you are now
Forecasting, margin analysis, pricing and capital decisions — the work a full-time CFO would do, scaled to a business that does not need one full time.
Bookkeeping tells you what happened. This is about what happens next.
A profit and loss statement is a rear-view mirror. It is necessary, and it is not enough to decide whether you can afford a second location, whether that contract is priced correctly, or whether payroll clears in eleven weeks.
CFO advisory is the forward-looking half: a rolling forecast, a handful of metrics that genuinely predict your business, and a monthly conversation in which decisions actually get made.
What the engagement includes
A thirteen-week rolling cash flow forecast, an annual budget with monthly variance reporting, a KPI dashboard built from the drivers that matter in your industry, and unit-economics analysis so you know which jobs, products or customers actually earn money.
Around that: pricing reviews, break-even modelling, hiring and capital expenditure decisions, lender and investor packages, and scenario planning before big commitments rather than after.
Included
What you get
13-week cash flow forecast
Rolling, updated monthly. The single most useful report a small business can have and the one almost none of them run.
Annual budget & variance
A budget you helped build, then monthly reporting on where reality diverged and what to do about it.
KPI dashboard
Five to eight numbers that actually drive your business, tracked and trended — not a forty-metric report nobody opens.
Unit economics & pricing
Gross margin by job, product, customer or location, and what your prices would need to be to hit your target.
Lender & investor packages
Financial statements, projections and narrative prepared to the standard a bank or buyer expects.
Monthly advisory call
A scheduled hour with a senior advisor to work through the numbers and the decisions attached to them.
Why it matters
What changes for you
Cash surprises largely disappear
A rolling forecast turns a payroll crisis into a scheduling conversation eight weeks earlier.
Better conversations with lenders
Businesses that can present a forecast and a variance report borrow on better terms than businesses that cannot.
Tax planning that fits the plan
Because the same firm sees the forecast, tax strategy is built around where the business is going.
The process
How the engagement runs
01
Financial diagnostic
We examine the last two years, build the baseline model and identify where the money actually goes.
02
Build the instruments
Forecast, budget and dashboard constructed and agreed with you.
03
Monthly rhythm
Close, report, meet, decide. Every month, on a fixed calendar.
04
Strategic projects
Pricing reviews, expansion models, financing and exit preparation as they come up.
Questions
CFO Advisory, answered
Still not sure? Ask us directly — the first conversation costs nothing and we will tell you honestly whether this is what you need.
Bookkeeping produces accurate historical records — that is the input. CFO advisory uses those records to forecast, model decisions and set strategy. You need the first before the second is worth anything, which is why we usually want the books in order before starting.
Below roughly $20 million in revenue, almost never. A fractional engagement gives you senior judgement a few days a month at a fraction of the cost, and we will tell you candidly when you have outgrown it.
A fixed monthly fee scaled to the complexity of the business and the depth of the engagement. It is quoted after the diagnostic, so the number is based on your business rather than a package tier.
We prepare the financial package lenders expect and help you present it, and we can tell you before you apply whether the numbers are likely to support the request. We are not a broker and take no commission from any lender.
Related
Often needed alongside this
Proactive Tax Planning & Strategy
Planning is the part of the work that actually moves the number. We model your year while there is still time to change it — and show you, in dollars, what each decision is worth.
Learn more
Bookkeeping & Monthly Close
Reconciled every month, closed on a schedule, and delivered with a short note explaining what changed. Not a shoebox reconstructed in March.
Learn more
Business Formation & Entity Structuring
The entity you register and the way it is taxed are two separate decisions. Most people make only the first one, and pay for it every year afterwards.
Learn more
Let’s talk about your cfo advisory.
A thirty-minute call, no charge, and a fixed quote before anything begins. If we are not the right firm for this, we will tell you that too.